Welcome to
Diversified Lending and Real Estate
I’m here to help you find the perfect mortgage solution for your financing
needs.
Where a handshake and a face to face meeting is still the only way to do
business!
Providing you with:
- A one-stop source for Real Estate and Loan services covering the golden state
of California, specializing in Lake and Mendocino Counties. It is our goal to
provide you with superior service at all times.
- Access to over 300 lenders, including hard money sources. It is our goal to
provide you with superior service at all times.
Finding the perfect loan to purchase, or re-finance a primary home, 2nd
residence, or investment property:
- Rate and term (such as 30 years with a fixed rate)
-
Reverse mortgage if you are older than 62
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Hard money loans for those hard to qualify loans
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Limited, or no credit experience
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Gifts for complete down payments
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Manufacture homes in parks and on land
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Commercial and construction loans
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Stand alone seconds
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FHA – My Community for first time home buyers
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Primary home, 2nd residence, or investment property
E-mail dottyb@dlending.net for presentations on:
- FICO Scores
-
Getting Started in Purchasing Real Estate at Any Age
-
Reverse Mortgage
Financing the Remodeling of Your Home
You will like the way I do business:
- I’ll answer your calls in a timely manner
- Help you file for a free credit report and read it
- Keep you informed of progress
- I’m available 7days a week, from 7am to 10 pm
- I’ll ask you for documentation all at one time and help you understand why it is
being requested.
Mortgage Application Checklist
The following are some items you should have with you when applying for a
mortgage:
- Copy of your Purchase & Sale Agreement.
- Your present mortgage information.
- Two-year history of employment and verification of all income sources.
- If self-employed, copies of past two years Federal Income Tax Returns.
- Information about your checking, savings and credit card accounts.
- Name, account number and outstanding balance of each of your debts.
- Application deposits.
- Information about any assets, including information regarding any other assets
that will be used as funds to close.
- If FHA - Copy of Social Security card and photo ID.
- If VA - Certificate of Eligibility or DD214If Employee Relocation Client.
- Include relocation information and copy of offer, promissory note and copy of
check on bridge loan.
My services are at no cost to you.
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